MODIFICATION OF THESE TERMS OF USE
LOPFI reserves the right to change the terms, conditions, and notices under which the LOPFI website is offered.

AGREEMENT BETWEEN USER AND LOPFI
It is not possible to cover all the conditions and provisions of LOPFI or local plan law in one website. The Laws passed by the Arkansas General Assembly govern the operation of LOPFI and of the PRB. This website should not be construed as a substitute for those provisions. Any conflicts between the statements contained in this website and provisions of The Arkansas Local Police and Fire Retirement System Act, as amended, will be governed by the Act.

LOPFI makes every effort to ensure that published information is accurate and current. Neither LOPFI, nor any agency, officer, or employee of LOPFI warrants the accuracy, reliability or timeliness of any information published on the LOPFI website, nor endorses any products or services linked from this system, and shall not be held liable for any losses caused by reliance on the accuracy, reliability or timeliness of such information. Portions of the information may be incorrect or not current. Any person or entity that relies on any information obtained from this system does so at their own risk.

Any additional questions, concerns or statements regarding confidentiality and data usage may be directed to info@lopfi-prb.com.

COLLECTION AND USAGE OF PERSONAL INFORMATION
There is information about your computer hardware and software that is automatically collected by the LOPFI website. This information can include: browser type, access times, geographic location and referring website addresses. This information is used by LOPFI for the operation of the service, to maintain quality of the service, and to provide general statistics regarding use of the LOPFI website. Some personal information is required when registering for a seminar through the LOPFI website; this includes e-mail address, phone number, and name.

LOPFI does not sell, rent or lease your unique personally identifiable information to third parties. LOPFI may share anonymous demographic information which is not unique to you, such as geographic location, with trusted partners to help us perform statistical analysis. The LOPFI website keeps track of pages visited in order to maintain quality of service. When registering for a seminar, LOPFI only uses personal information provided to manage attendance.

USE OF COOKIES
The LOPFI website uses "cookies" to help you personalize your online experience. A cookie is a text file that is placed on your hard disk by a web page server. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you, and can only be read by a web server in the domain that issued the cookie to you.

One of the primary purposes of cookies is to provide a convenience feature to save you time. The purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you register for a seminar a cookie helps the LOPFI website recall your specific information on subsequent visits.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of websites you visit.

LINKS TO THIRD PARTY SITES
The LOPFI website may contain links to other websites ("Linked Sites"). The Linked Sites are not under the control of LOPFI and LOPFI is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. LOPFI is not responsible for webcasting or any other form of transmission received from any Linked Site. LOPFI is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by LOPFI of the site or any association with its operators.

Visitors to external websites are advised to check the privacy statements of those sites and be cautious about providing personally identifiable information without a clear understanding of how the information will be used. LOPFI is not responsible for the content of those websites. A link from lopfi-prb.com does not constitute or imply endorsement, recommendation, or favoring of any specific commercial product, viewpoint, or service referenced on those external websites.

NO UNLAWFUL OR PROHIBITED USE
As a condition of your use of the LOPFI website, you warrant to LOPFI that you will not use the LOPFI website for any purpose that is unlawful or prohibited by these terms, conditions, and notices. You may not use the LOPFI website in any manner which could damage, disable, overburden, or impair the LOPFI website or interfere with any other party's use and enjoyment of the LOPFI website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the LOPFI website.

COPYRIGHT AND TRADEMARK NOTICES
All contents of the LOPFI website are: website Copyright by LOPFI and/or its suppliers. Any rights not expressly granted herein are reserved.