To Begin The Adoption Process 

Employers will need to complete the required forms (listed to the right) for Volunteer or Paid to start the adoption process.

Once LOPFI coverage is adopted by the employer, LOPFI must receive Membership Application(s) submitted through the Employer Reporting Portal. Each month a Payroll Report is made available on the 25th of the month for that month. All Payroll Reports and payments are submitted electronically through the Employer Reporting Portal and are due by the 10th of the following month.

If a Member earns a minimum of $1,489 per month in calendar year 2021, that service is considered to be paid service with LOPFI. The minimum salary amount increases each year in accordance with the change in the Consumer Price Index (CPI).

If a Member earns less than the minimum of $1,489 per month in calendar year 2021, that service is considered volunteer service with LOPFI.

Volunteer Service

The following items must be properly completed and received by LOPFI within 10 days of the governing body’s approval to adopt LOPFI coverage.

  • Acknowledgement of Responsibility to Adopt LOPFI coverage checklist - This serves as a formal acknowledgement by the governing body (City Council/Board of Directors/Commissioners) that it is understood the adoption of LOPFI coverage is irrevocable, the department must maintain email and internet capability, use LOPFI's web-based Employer Reporting Portal and remit all payments utilizing the e-Payment utility by the 10th of each month.
  • Draft Audit Letter– The letter must be re-typed on department letterhead to certify regular audits occur and demonstrate that the department can afford to adopt LOPFI coverage.
  • Contact Information Sheet – All contact information must be provided when you are adopting LOPFI coverage.  Both Paid and Volunteer service at the same department must be included (if both types of service exist), please mark each service on this one sheet.  It is only necessary to complete a Contact Information Sheet for the one department.
  • Ordinance or Resolution– Shows the governing body (City Council/Board of Directors/Commissioners) approved the adoption of LOPFI Benefit Program 3 (BP3) coverage and the effective date of adoption, which will always be the first of the next month.  The Resolution is for non-municipalities and the Ordinance is for municipalities.
  • Agreement to Adopt Retirement Coverage– Is a formal acknowledgment by the governing body (City Council/Board of Directors/Commissioners) that the adoption of LOPFI coverage is irrevocable and the department must maintain email and internet capability and use LOPFI’s web-based employer reporting and remit all payments by e-Payment.
  • Copy of minutes– From the governing body’s meeting at which the approval was given to adopt LOPFI coverage.  The minutes must show the governing body clearly authorized the adoption of LOPFI coverage.

Paid Service

The following items must be properly completed and received by LOPFI within 10 days of the governing body’s approval to adopt LOPFI coverage.

  • Acknowledgement of Responsibility to Adopt LOPFI coverage checklist - This serves as a formal acknowledgement by the governing body (City Council/Board of Directors/Commissioners) that it is understood the adoption of LOPFI coverage is irrevocable, the department must maintain email and internet capability, use LOPFI's web-based Employer Reporting Portal and remit all payments utilizing the e-Payment utility by the 10th of each month.
  • Contact Information Sheet–All contact information must be provided when you are adopting LOPFI coverage.  Both Paid and Volunteer service at the same department must be included (if both types of service exist), please make each service on this one sheet.  It is only necessary to complete a Contact Information Sheet for the one department.
  • Ordinance or Resolution – Shows the governing body (City Council/Board of Directors/Commissioners) approved the adoption of LOPFI Benefit Program 1 (BP1) coverage and the effective date of adoption, which will always be the first of the next month.  The Resolution is for non-municipalities and the Ordinance is for municipalities.
  • Agreement to Adopt Retirement Coverage– Is a formal acknowledgement by the governing body (City Council/Board of Directors/Commissioners) that the adoption of LOPFI coverage is irrevocable and the department must maintain email and internet capability and use LOPFI’s web-based employer reporting and remit all payments by e-Payment.
  • Copy of minutes– From the governing body’s meeting at which the approval was given to adopt LOPFI coverage.  The minutes must show the governing body clearly authorized the adoption of LOPFI coverage.
Volunteer Employers - Required Forms For Adoption

Benefit Program 3 Adoption Paperwork

Completed adoption paperwork can be emailed to info@lopfi-prb.com

Paid Employers - Required Forms For Adoption

Benefit Program 1 Adoption Paperwork

Completed adoption paperwork can be emailed to info@lopfi-prb.com

If you are interested in providing enhanced retirement benefits for your police officers and/or firefighters click here.